CFDs and Spread Bets are complex instruments and come with a high risk of losing money rapidly due to leverage. On average, 74–89% of retail investors lose money when trading CFDs and Spread Bets. You should consider whether you can afford to take the high risk of losing your money. Please consider our Risk Disclosure.

Invest up to £20,000 a year. Keep all the growth.

Open a Stocks & Shares ISA in minutes and invest with clarity, confidence, and support — all in one secure app.

Open an Account See how it works

Capital at risk. Tax treatment depends on individual circumstances and may change. Investments can rise or fall, and you may get back less than you invested.

£20k

Annual ISA allowance (2026/27 tax year)

0%

Tax on capital gains and dividends inside your ISA

£0

Platform fee — no monthly charge to hold your ISA with EC Markets. Other charges may apply.

What is a stocks & shares ISA?

It’s a tax-efficient wrapper that lets you invest in stocks, bonds, and funds. Any growth and income inside your ISA is free from UK Capital Gains Tax and Income Tax.

Flexible withdrawals

Access your money whenever you need it, with no exit penalties.

Learn more about ISAs
Stocks and Shares ISA overview
ISA feature detail
ISA feature detail
ISA feature detail
Monthly investment£300
£25£1,666
Time horizon10 years
1 year30 years

Potential tax saved vs a taxable account

£0

Assumes a basic-rate taxpayer (20% tax) and 5% p.a. return. For illustration only — individual results will vary.

Low cost. Fully integrated. Built for you.

Everything you need to start and grow your ISA — from first deposit to long-term portfolio management.

No platform fee

No monthly charge, no trading commission. Just your investments, growing tax-free. Other charges may apply.

Monday to Friday UK support

Talk to a real person on our UK-based helpline, Monday to Friday. Excludes UK bank holidays.

Fee-free withdrawals

Access your money when you need it — no exit fees, no waiting period.

Earn on uninvested cash

Your uninvested balance earns a competitive AER while it waits to be deployed.

Ready-made portfolios

Coming soon

Ethical options

Invest in line with your values with our curated range of ESG funds and ETFs.

Open ISA Transfer an existing ISA

Simple pricing, no surprises

We believe transparency builds trust. Here’s exactly what you’ll pay.

Platform fee

£0

Opening, holding, and managing your ISA account.

Annual fund charge

0%

Ongoing charge for ETFs, set by the fund manager and deducted from fund assets.

Trading commission

£0

Buying and selling stocks, ETFs, and bonds.

Withdrawal fee

£0

Moving cash from your ISA to your bank account.

ISA transfer in

£0

Moving an existing ISA from another provider to EC Markets.

Other charges may apply.

View the full pricing schedule

Regulated, protected, secure.

Your security and protection come first — always.

FCA authorised

EC Markets is authorised and regulated by the Financial Conduct Authority.

FSCS protected

Your eligible cash deposits are protected up to £120,000, and your eligible investments up to £85,000, under the Financial Services Compensation Scheme.

Segregated assets

Your investments are held separately from EC Markets’ own assets at all times.

Biometric security

Industry-standard encryption and biometric login protect your account on every device.

Just as we don’t charge to open a Stocks and Shares ISA, there is no cost to transfer cash or investments into or out of one. You should verify that your current broker will not charge exit fees. For example, exit fees sometimes apply to fixed rate cash ISAs held with another broker.
You can start investing in a Stocks and Shares ISA with £1 and up. If you choose to pay into your account regularly, there is no required minimum deposit amount. As soon as your account is up and running, you can add money to it however you’d like up until your regulated annual £20,000 allowance.
You can open a Stocks and Shares ISA if you’re over the age of 18 and UK resident for tax purposes. You should also be: informed on our charges, confident in choosing your own investments, comfortable making long-term investment decisions, and free from debt apart from lower-interest debt like student debt and mortgages.
You can use our App to choose from thousands of investment instruments for your Stocks and Shares ISA. These range from shares and bonds to ETFs. We also will have chart views so you can monitor their performance.
If you contribute more than the £20,000 annual allowance into your ISA, any amount which exceeds your allowance won’t qualify for tax relief. The £20,000 is spread across all your ISAs, whether they are held by EC Markets or another broker.
It’s straightforward to transfer money from a Cash ISA to a Stocks and Shares ISA by using our ISA transfer service.
It’s not possible to directly transfer shares and investments into a Stocks and Shares ISA. If you want to sell them, you can sell them in your dealing account, then buy them back within an ISA, a strategy known as a Bed and ISA. This will incur dealing costs and capital gains tax if you have exceeded your allowance, but longer-term you could save on larger amounts of capital gains tax by making the transfer.
Contact your new ISA provider and ask them to initiate a transfer request using the following details:

Provider: EC Markets
Account number: Your EC Markets account number, which can be found in the app
Transfer contact: transfers@wealthkernel.com

EC Markets’ ISAs are administered by WealthKernel, which handles transfer requests on our behalf.

If you have any questions, please contact our Customer Support team at clientsupport@ecmarkets.co.uk.