CFDs and Spread Bets are complex instruments and come with a high risk of losing money rapidly due to leverage. On average, 74–89% of retail investors lose money when trading CFDs and Spread Bets. You should consider whether you can afford to take the high risk of losing your money. Please consider our Risk Disclosure.

Invest in US, UK and EU Stocks & ETFs with Zero Commission.

No annual limits — grow your wealth on your terms.

Open an Account See how it works

Capital at risk. Tax treatment depends on individual circumstances and may change. Investments can rise or fall, and you may get back less than you invested. Other fees may apply.

Everything You Need to Invest

Access global markets, powerful insights and dedicated support—all in one place.

  • Build your portfolio with 0% monthly account fee, trading fee and commission.*
  • Invest across UK and US-listed shares, ETFs, bonds, commodities and more.
  • Stay up to date with EC Intelligence for market news and analysis.
  • Support from our UK-based team whenever you need it.

*Capital at risk. Other charges may apply.

Open an Account

What is an investment account?

It’s a brokerage, dealing, or shares account where you can buy and trade assets, funds and shares.

Choose from a range of investments, including shares and ETFs

Carry on investing after using up your ISA and SIPP allowances

Access and withdraw when you like with no exit or startup fees

Why choose our investment account?

  • All your investing needs in one place
  • Use EC Intelligence market insights
  • Designed to grow with you, from first-time investor to confident trader
  • Real market access, without the complexity
  • Move between products as your confidence grows

Feature-rich investment accounts

  • Choose from a wide range of stocks and ETFs
  • Stay up-to-date with breaking news on our platform
  • Make use of investment tools to support your investment decisions
  • Read our transparent fee breakdown
Explore app features

Simple pricing, no surprises

We believe transparency builds trust. Here’s exactly what you’ll pay.

Platform fee

£0

Opening, holding, and managing your account.

Annual fund charge

0%

Ongoing charge for ETFs, set by the fund manager and deducted from fund assets.

Trading commission

£0

Buying and selling stocks, ETFs, and bonds.

Withdrawal fee

£0

Moving cash from your account to your bank account.

Other costs may apply.

View the full pricing schedule

Regulated, protected, secure.

Your security and protection come first — always.

FCA authorised

EC Markets is authorised and regulated by the Financial Conduct Authority.

FSCS protected

Your eligible cash deposits are protected up to £120,000, and your eligible investments up to £85,000, under the Financial Services Compensation Scheme.

Segregated assets

Your investments are held separately from EC Markets’ own assets at all times.

Biometric security

Industry-standard encryption and biometric login protect your account on every device.

FAQs

Everything you
need to know

Can’t find what you’re looking for? Our support team is on hand to help.

Visit Help Centre
Opening an Invest Account is straightforward. You’ll need your National Insurance Number and bank account details. Next, you can download the app to register for an account. When you have your account started, transfer cash to start buying your investments, whether you want to buy them via a lump sum investment or set up a monthly contribution to regularly grow your investments.
When you sell investments in your Invest Account, you can owe a Capital Gains Tax (CGT) to HMRC. This is the tax due when you sell investments such as stocks, bonds, funds or property. You only pay Capital Gains Tax if your overall profits for the tax year after deductions are above an annual exempt amount (AEA) set by HMRC. It’s £3,000 for 2025/2026. You may also owe tax on dividends if it falls above HMRC’s allowance amount if your investments pay dividends £500 for 2025/2026. The tax you pay on profits from selling investments also depends on your income tax band. It is about 18% for basic rate taxpayers and about 24% for higher rate and additional taxpayers for 2025/2026.
The Stocks and Shares ISA and Invest Account both allow you to buy the same wide range of investments. However, ISA accounts come with tax advantages. Investments held in an ISA are free from UK capital gains and income taxes up to an annual allowance limit. That limit is £20,000 each tax year. On the other hand, an Invest Account may require filing tax returns and making payments to HMRC on any capital gains or dividend tax due.
You can use the Invest Account to choose from thousands of investment instruments to potentially grow your investment account.
You can open an Invest Account if you’re over the age of 18 and UK resident for tax purposes. You should also be informed on our charges, confident in choosing your own investments, comfortable making long-term investment decisions, and free from debt apart from lower-interest debt like student debt and mortgages.
No. We do not currently support transfers into our Invest Account.
Yes. We offer both UK- and US-listed fractional shares. To build a diversified portfolio from the get go, you can also choose from among ETF fractional shares listed in the UK and the US. To buy a fractional share, look up the fractional share you want to buy in your app or browser, and place your market order. The order will be placed in no more than a day.
No. You can currently only hold one Invest Account with us at a time.